White Plains Business Improvement District

News and Updates for White Plains BID Businesses




Join this important Zoom webinar on the SBA Economic Injury Disaster Loan Program.
Date: Tuesday, Mar 31
Time: 11 am
Host: Ying Zhou, Director, Queens College Tech Incubator
Co-host: Bridget Gibbons, Director, Economic Development, Westchester County
Join Zoom Meeting: https://zoom.us/j/674375583
Meeting ID: 674 375 583
One tap mobile: +19294362866, 674375583# US (New York)



To help our retail sector, the County is hosting a webinar on eCommerce. The presentation will cover: 
• How to add eCommerce to your existing website
• How to add gift cards/gift certificates to your existing website
• How to set-up an eCommerce website.
Date: Tuesday, Mar 31
Time: 2 pm - 3:30 pm
Host: Shari Rosen Ascher
Join Zoom Meeting: https://zoom.us/j/834189757
There is a maximum of 300 connections for this session. They will record it and it will be available on the Economic Development website afterward. The slides will be available for download. They will hold additional sessions, if needed.



Free webinar to discuss ways to measure your ability to tolerate stress and techniques that you can use to build resilience and the business impact of building up these skills at an organizational scale.
Date: Thursday, April 2
Time: 1 pm
Join Zoom Meeting: https://zoom.us/webinar/register/WN_3L44HQdaR-Ol-VN5APkEOw
This webinar is offered at no charge and seats are limited.






The following restrictions have been instituted to slow the spread of COVID-19:
• No on premises food or drink service shall be permitted in restaurants, cafes, coffee houses, bars, taverns and clubs, provided, however, that such businesses may provide carryout and delivery services, along with window service, walk-up service or drive-up service.
• Food establishments may allow five people inside at a time to pick up orders, as long as they stay six feet apart from each other.
• The following shall all be closed to the public: movie theaters, indoor and outdoor performance venues, gymnasiums, fitness centers, recreation centers, indoor sports facilities, indoor exercise facilities, exercise studios, spas, barbershops, nail & hair salons, and tattoo shops.
• Following CDC guidelines, no events attended by more than 50 people shall be permitted.

See NY State on PAUSE for further details and the list of essential business types: https://coronavirus.health.ny.gov/home

• The state issued interim guidelines to allow restaurants to sell groceries and heat-and-eat meals, in addition to take-out.

As you are aware, this is a rapidly changing situation. We are in communication with the city, county, and state. As we learn more, we will keep you informed of any updates.



View the New York State Liquor Authority's guidance on restrictions for to-go & delivery sales in response to COVID-19 outbreak: https://sla.ny.gov/Restrictions-in-Response-to-COVID-19






SBA is offering low-interest federal disaster loans for working capital to (a) small businesses or (b) private nonprofit organizations that are suffering substantial economic injury as a result of the Coronavirus.

• Your business must be experiencing a business loss due to COVID-19
• Entities may qualify for loans up to $2 million
• Maximum unsecured loan amount is $25,000
• Interest rates: 3.75% for small business; 2.75% for private nonprofits
• Term – up to 30 years
• Use of funds: working capital, paying fixed debts, payroll, accounts payable, other bills that could have been paid had the disaster not occurred
• Loans are NOT intended to replace lost sales or profits or for expansion
• There is no obligation to take the loan if offered
• Applicants can have an existing SBA loan or other SBA loan and still qualify for this disaster loan. Loans cannot be consolidated.

Credit Requirements:
• Acceptable credit history
• Proven ability to repay the loan
• Collateral for loans over $25,000

BEFORE YOU BEGIN THE APPLICATION PROCESS, you are strongly encouraged to complete all of the necessary forms. SBA would like to also manage expectations: it is NOT a quick process.

Loan Application Program:
You will need to set up a username & password at the SBA loan application program:

You will be applying for an Economic Injury Disaster Loan (EIDL). 

For help in applying, here’s the SBDC’s handy guide for “Applying for SBA’s Economic Injury Disaster Loan Using the Disaster Loan Application Portal”

Loan Application Process:
• Completed SBA loan application (SBA form 5
• (for sole proprietors/home-based businesses, fill out Form 5c
• IRS Form 4506-T completed and signed by Applicant business, each principal owning 20% or more of the applicant business, each general partner or managing member and, for any owner who has more than a 50% ownership in an affiliate business. (Affiliates include parent company, subsidiaries, and/or businesses with common ownership or management). 
• Completed copies of the most recent Business Federal Income Tax return – all pages
• Schedule of Liabilities (SBA form 2202
• Personal Financial Statement (SBA form 413D) - each principal owning 20% or more of the applicant business, each general partner or managing member.

Other information that may be requested:
These additional forms will likely be requested at some point in the application process. If you have an opportunity to upload them onto the online platform in the process we would recommend you do so. This can save you time.
• Completed copy, including all schedules, of the most recent personal Federal income tax returns for each principal owning 20% or more of the applicant business, each general partner or managing member, and each affiliate (affiliates include parent company, subsidiaries, and/or businesses with common ownership or management).
• If you do not have completed 2019 business tax returns, submit year-end profit and loss statement and balance sheet for 2019.
• Current year-to-date profit and loss statement
• Monthly Sales Figure (SBA form 1368

To begin the process the business of applying for the SBA Economic Injury Disaster Loan, go to www.NYSSBDC.org and put in your information. That will register you as a client and someone should call back to help you with the application.

There is a SBA Small Business Development Center in Rye Brook that you can reach out to for help:

White Plains Outreach Center at Westchester
800 Westchester Avenue
Rye Brook, NY 10573
M-F, 9 AM - 5 PM; By appointment only
Phone: (845) 356-6065


Important Update On SBA Economic Injury Disaster Loan (EIDL) Applications:
As EIDL applications continue to surge, the Office of Disaster Assistance has provided an alternate method for applicants to submit and upload forms while the application portal is down for maintenance.

Here’s the link to the new application page with instructions for uploading documents: https://disasterloan.sba.gov/apply-for-disaster-loan/index.html 

IMPORTANT: You may have to clear your browser cache if you receive an error accessing this page. The page has links to all of the relevant forms.
Notes to help with the application:
• The Office of Disaster Assistance is advising businesses to fill out the PDF forms and reach out to SBDC if they need assistance with compiling the financial information. They may request assistance with the application at www.nyssbdc.org to make an online request. 
• Applicants will also need to submit the most recently filed tax returns for the business and all owners of the business, or a justification if not available. Sole proprietors are required to complete the 5C loan application form. All other businesses should fill out the form 5 business loan application. 
Notes on filling out the forms:
• On all forms “Damaged Property” simply refers to your primary location for the operations of the business. 
• On Form 5, skip box 15, this only applies to property damage loans. 
• There is no specific location to input a requested loan amount. The loan amount is determined by the supporting documents and any other relevant financial information provided that substantiates the economic injury. 
• All owners with 20% or greater ownership in the business must be included in the application.



Community Capital announces emergency loans for businesses affected by the COVID-19 virus. Community Capital New York is a not for profit lender that has been serving Westchester County and the lower Hudson Valley for over 30 years.

For immediate needs, both current clients and those who are new to Community Capital can apply for an Express Loan:
• Express Loan: Business owners who have a credit score of 650 or above can apply for an Express Loan of up to $10,000. This loan will have all payments deferred for 90 days and carries a 2% interest rate. 

As an SBA Lender, Community Capital will continue to make larger loans and loans to those with credit scores below 650, however they will not able to turn them around as quickly as the Express Loans. Applying for an Express Loan does not limit your ability to apply for one of Community Capital's other loan products.

For more information call Rachael Dubin (914) 747 8020 extension 118

Add Access to capital could be turned around in 3-5 days and serve as a bridge while working out a more permanent plan.  Details are available at https://communitycapitalny.org/emergency-express-loan/ 


Visit Westchester County Economic Development's webpage for up to the minute news and resources for businesses related to COVID-19: https://westchestercatalyst.com/coronavirus-updates/




The City of White Plains have dedicated a number of "takeout/delivery" parking spaces in areas of the city near restaurants. The spaces will be free and have a 10 minute limit to ensure turnover and availability.




News and resources for businesses on Coronavirus: https://westchestercatalyst.com/coronavirus-updates/

Learn if your business is essential: https://esd.ny.gov/guidance-executive-order-2026

Sign up for email updates from NYS: https://now.ny.gov/page/s/coronavirus-updates

Ask NYS questions about COVID-19: https://coronavirus.health.ny.gov/form/ask-us-a-question

Find more information about the new NYS COVID-19 Paid Sick Leave law: https://www.governor.ny.gov/programs/paid-sick-leave-covid-19-impacted-new-yorkers






We are keeping a running list of businesses on our website who are remaining open for takeout, delivery and otherwise within compliance of the emergency orders. wpbid.com/openforbusiness

This page will be shared with neighborhood associations, building managers, and other White Plains residents. Please keep us updated on your business status as it changes.



Restaurants and Bars
• Offer "front door" drop off deliveries for seniors and immunocompromised customers
• Special offers for customers. For example: Discount on wine bottles with the purchase of 2 entrees
• Sunday brunch delivery including sangria or mimosas
• Picnic baskets: Provide lunch, plates, utensils, drinks for families to eat outside
• Family sized meals and bundle packages. For example: Salad, entrees and drinks for a family of four
• Offer a kids menu
• "Social Distance Happy Hour" with cocktails for delivery, specials such as "quarantinis"F
• DIY Kits that include ingredients for family meals. Examples: Make your own pizza, bake your own bread, grill your own steaks

Retail Stores
• Sell products online or on social media. For example: Show new products over Facebook livestream and allow customers to purchase them there
• Offer in-store pickup for items purchased online

Gym and Fitness Studios
• Stream classes online through Facebook, Youtube, or another streaming service
• Send members daily workout videos
• Suggest at-home exercise routines to members

• Virtual appointments and meetings over webcam or video calls


We are promoting BID businesses on social media. Please tag us in your posts so we can share them.
• Facebook - WhitePlainsBID
• Instagram - @whiteplains.bid
• Twitter - @WhitePlainsBID




Our physical office is closed, but we are still available to you. Feel free to contact us by email or at 914-328-5166. If we don't answer, please leave a message and we will call back as soon as we can.

• Alison Malecot - amalecot@wpbid.com, Ext. 4
• Brittany Brandwein - brittany@wpbid.com, Ext. 6
• Danielle Foti - dfoti@wpbid.com, Ext. 2
• Kevin Nunn - knunn@wpbid.com, Ext. 5
• Jennifer Tillerson - events@wpbid.com, Ext. 3


We are here to help,
The White Plains BID